PRIVACY POLICY

ONLINE PRIVACY AND SECURITY NOTICE

This Online Privacy and Security Notice (“Notice”) applies to your interaction with WayBeyondClub.com or any of its affiliates or subsidiaries (collectively, “WayBeyond,” “we,” “us,” “our”) at any online or mobile site or application that we own and control (“Site”). This Notice describes how our Site may collect, use and share information from or about you and explains how information may be collected and used based on online interactions with our Sites. By using this Site, you agree to this Online Privacy and Security Notice. If you do not agree to this Notice, please exit this Site immediately.

Gathering, Using and Sharing Information

You may interact with us in a variety of ways online, including through a mobile device. We may offer Sites that permit browsing and do not require registration. We also offer the ability to access your account online.

Personally Identifiable Information

Personally identifiable information includes information you provide via forms, surveys, applications or other online fields including name, postal or email addresses, telephone, fax or mobile numbers, or account numbers which may be used to identify you.

How We Collect and Use Personally Identifiable Information. We share Information about you with our affiliates, companies that perform everyday business transactions with us and our marketing partners. From time to time, we may allow affiliates and these companies to extend offers of products and services to you. These companies to which we may disclose the Information we collect, may include financial service providers such as banking and lending companies, as well as non-financial companies such as retailers, sellers of consumer products and services, and independent marketing companies. We may disclose the information we collect about you as permitted or required by law. Companies who are not affiliates and outside service providers are required by us to enter into written agreements with us to safeguard the confidentiality of your Information and use it only for authorized purposes. We may use personally identifiable information:

Additional Information We Collect Online

Additional Information is any information other than Personal Information that does not reveal your specific identity or does not directly relate to an individual, such as browser information, information collected through cookies, pixel tags and other technologies, demographic information, other information provided by you such as your date of birth or household income, and aggregated and de-identified data.

How We Collect and Use Additional Information

We and our third-party service providers may collect and use Additional Information in a variety of ways, including:

Cookies allow us to collect information such as browser type, time spent on the Site, pages visited, language preferences, and your relationship with us. We use the information for security purposes, to facilitate navigation, to display information more effectively, to personalize/customize your experience while visiting this Site, and to recognize your device to allow your use of our online products and services. We collect statistical information about the usage of the Site in order to continually improve the design and functionality, to monitor responses to our advertisements and content, to understand how account holders and visitors use the Sites and to assist us with resolving questions regarding our Sites. We also utilize cookies for our online advertising purposes. The use of cookies and similar technologies is a common internet practice.

You can refuse to accept these cookies. Most devices and browsers offer their own privacy settings for cookies.  You will need to manage your cookie settings for each device and browser you use. However, if you do not accept these cookies, you may experience some inconvenience in your use of the Site and some online products and services. 

Sharing.

We may share Information about you with our affiliates, companies that perform everyday business transactions with us and our marketing partners. From time to time, we may allow affiliates and these companies to extend offers of products and services to you. These companies to which we may disclose the Information we collect, may include financial service providers, such as banking and lending companies, as well as non-financial companies such as retailers, sellers of consumer products and services, and independent marketing companies. We may disclose the information we collect about you as permitted or required by law. Companies who are not affiliates and outside service providers are required by us to enter into written agreements with us to safeguard the confidentiality of your Information and use it only for authorized purposes.

E-Commerce

When you interact with us or purchase a membership online, you will be asked for information needed to complete your request. The information you provide is used, for example, to process your transactions, to create and share reports about these transactions, or to provide related customer service. When you shop online, these purchase transactions are conducted through our vendors, partners, agents and suppliers. Vendors, partners, agents and suppliers engaged by us may have their use of your Information limited by this Privacy Notice, contractual restrictions, or applicable law. However, if a particular website or application is co-branded or developed by a third party, it is possible that another party’s Privacy Notice will govern the treatment of Information on that website or application, including your information. Please check each website’s privacy policy to understand such third party’s information collection, privacy and use practices.

Our Commitment to Children’s Privacy

Protecting the privacy of the very young is especially important. For that reason, we never knowingly collect or maintain information at our website from those under the age of thirteen (13). Visit the Federal Trade Commission’s website for more information about the Children's Online Privacy Protection Act (“COPPA”). 

Security

You can feel safe with WayBeyondClub.com. We use industry standard Secure Socket Layer software (SSL) to encrypt your personal information during the application process. All application forms you submit to us are transmitted via SSL with 128 bit encryption. The online forms you submit to us containing personal information are transmitted securely via XML stream once you hit the submit button. In order to provide operational simplicity, we offer a completely secure website and secure data transmittal and storage. Your application data is hosted on a secure server with secure redundancy. Your files with us are stored on a secure server and only accessed by us within secure online sessions. We download your data to our own computer systems, performed over a secure connection, and burn the data to CDs, which are stored under lock and key. You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your email address and password combination, so please do not share these with others. 

Modification

We may, at our sole discretion, modify or replace any of our Online Privacy and Security Notice at any time. If we make updates to this Notice, we will revise the “Last Updated” date posted at the bottom of this Notice. Any changes to this Notice will become effective when we post the revised Notice on our Site. Your use of the Site following these changes will serve as acceptance of the revised Notice.